Credit Bureau Fraud Alert Letter

[Your Full Name]
[Your Address]
[City, State ZIP]

[Date]

[Credit Bureau Name]
[Bureau Fraud Department Address]
[City, State ZIP]

Sent via Certified Mail, Return Receipt Requested

RE: Request to Place an Initial Fraud Alert on My Credit File, SSN ending [XXXX]

To the Fraud Department:

I am writing to request that you place an initial fraud alert on my consumer credit file. I have a good-faith suspicion that I have been, or am about to become, a victim of identity theft. On or about [Date of Suspected Fraud], I discovered [describe what you found, e.g., an account I did not open, an unfamiliar inquiry, a notification from my bank]. As permitted under the Fair Credit Reporting Act, I am asking you to add this alert and to notify the other nationwide bureaus as required.