State Insurance Commissioner Complaint Letter
File a complaint about an insurance company with your state regulator.
When to Use This Template
Use this when your insurance company has denied a valid claim, unreasonably delayed processing, made unfair settlement offers, improperly cancelled your policy, or engaged in bad faith practices.
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[Your Full Name]
[Your Address]
[City, State ZIP]
[Date]
Office of the Insurance Commissioner
State of [State]
Consumer Services Division
[Office Address]
[City, State ZIP]
Sent via Certified Mail, Return Receipt Requested
RE: Complaint Against [Insurance Company Name], Policy No. [Policy Number], Claim No. [Claim Number]
Dear Commissioner:
I am filing a formal complaint against [Insurance Company Name] regarding its handling of my [type of insurance, e.g., homeowners/auto/health] claim. I have held policy number [Policy Number] since [Policy Start Date] and have paid all premiums in full and on time.
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Important Disclaimer
This template is provided for informational and educational purposes only and does not constitute legal, financial, medical, or professional advice. Every situation is unique. You should consult with a qualified attorney or licensed professional before sending any formal correspondence, especially for matters involving legal rights, government agencies, financial disputes, employment issues, or family court proceedings. Use of this template does not create an attorney-client or professional-client relationship. Formal Letter Templates is not a law firm and does not provide legal services.