Mortgage Gift Letter Templates
Lender-ready gift documentation for a home purchase, standard and down payment gift letters, a joint version from parents, the FHA variant, a gift of equity letter for family sales, and the borrower’s letter of explanation for a gift deposit.
Down Payment Gift Letter
Form-style letter with labeled donor, amount, and source-of-funds lines.
Preview Template →Gift Letter from Parents for Mortgage
Joint-donor version for parents gifting from a shared account.
Preview Template →FHA Gift Letter
FHA version with donor relationship and source-of-funds statements.
Preview Template →Gift of Equity Letter
Seller documents equity gifted in a below-value family home sale.
Preview Template →Letter of Explanation for Gift Deposit
Borrower explains a flagged bank deposit as documented gift funds.
Preview Template →Get All 6 Templates
You get every template on this page as an editable DOCX and a print-ready PDF.
$15
Download All 6 Templates for $15Instant download · DOCX & PDF · Lifetime access
Want Every Template?
Get the Complete Letter Templates Library, 450+ templates across 61 categories for just $119.
Get Complete Library for $119